Southern Cross Insurance Review 2026

Southern Cross is a group of independent businesses that share an interest in your health. Its range of products and services, combined with its not-for-profit focus, size and experience, means Southern Cross plays a unique and important role in the New Zealand health sector.

Southern Cross first opened for business in 1961, introducing health insurance to New Zealanders and laying the foundations for one of New Zealand’s most enduring, best known and trusted brands. Southern Cross was established because its founders strongly believed New Zealanders should have ongoing access to private healthcare options.

Financial Strength Rating
The Insurance (Prudential Supervision) Act 2010 requires all licensed insurers to have a current financial strength rating that is given by an approved rating agency.

Southern Cross Medical Care Society has been given an A+ (Strong) financial strength rating by Standard & Poor's.