Fidelity Life trauma cover, also known as critical illness insurance, pays a lump sum if you are diagnosed with one of the covered serious medical conditions. The money is paid directly to you, with no restrictions on how it is used.
Trauma cover is designed to ease the financial pressure that often comes alongside a serious diagnosis. Common uses include:
- Paying for private specialist treatment or surgery
- Covering mortgage or rent while you recover
- Funding rehabilitation or home modifications
- Replacing lost income during a recovery period
- Taking time away from work to focus on getting better
Fidelity Life trauma cover pays out for major conditions including cancer, heart attack, stroke, coronary artery bypass surgery, major organ transplant, and a range of other listed conditions. The specific conditions and definitions are set out in your policy document.
You choose the level of cover that suits your situation. Trauma cover is often taken alongside life insurance to provide comprehensive financial protection for your family.