CompareNow
Accuro

Accuro: Health Insurance

Health insurance gives you access to private medical care: faster specialist appointments, surgery, and diagnostics without waiting in the public system.

1971
Founded in NZ
A (Excellent)
Financial strength
International
UniMed

Nothing is more important than your health.

Without your health, your lifestyle and earning ability can be impacted. Much of the emotional and financial burden of an illness can be avoided by protecting yourself and your loved ones with health insurance.

Accuro’s SmartCare+ product is designed especially for those who require enhanced cover. SmartCare+ includes all the cover of SmartCare, as well as cover for non-PHARMAC subsidised drugs, medical tourism, an overseas waiting list benefit, an enhanced ACC top-up benefit and an increase in the bereavement grant, as part of the SmartCare+ Hospital and Surgical+ base plan.

We have been providing our members with access to private medical treatment since 1971. For over 40 years, we’ve built up a wealth of experience and understanding of what New Zealanders really need. This is reflected in the market leading flexibility of our SmartCare+ products.

FAP licensed IFSO member 4.8 (35 reviews)
Easy to understand, easy to decide.

Common questions about Accuro health insurance

Will my premiums go up each year?

It depends on what policy you select. Traditional stepped premiums do increase each year on your policy anniversary. Level premiums do not increase with your age for a specified period of time.

Am I locked into the cover for a certain period?

No. If you cancel your policy in the first 14 days your premiums will be refunded. After the 14 day free look period you are able to cancel your cover at any time.

How can I pay my premiums?

You can choose your method of payment you prefer e.g., Credit card, monthly Direct Debit or Cheque.

Do I have to pay on fortnightly basis?

No. You can choose your payment frequency i.e. weekly, fortnightly, monthly or on an annual basis.

Are medical tests required?

In most cases no medical tests are required. Each application is considered on an individual basis. If you are required to undergo any medical test they will be paid for by the insurance provider and at no cost to you.

Can I apply directly with the insurance providers for cheaper cost?

No. Most insurance providers prefer to work through intermediaries like us rather than dealing directly. We don’t mark up policies. In fact, we guarantee your premium is the same as going direct.

Ready to protect what matters?

Compare leading NZ insurers and get a personalised quote in under two minutes.