Life Insurance

Life insurance is one of the most important financial decisions a New Zealander can make. If you die or are diagnosed with a terminal illness, a life insurance policy pays a tax-free lump sum directly to your beneficiaries — so they can pay off the mortgage, meet everyday expenses, and plan for the future without financial stress.

Policies vary in cover amount, premium structure, and built-in benefits. Many include terminal illness acceleration, which allows an early payout on diagnosis. Others include grief support, financial planning benefits, and children's cover.

A CompareNow adviser will help you work out how much cover you need, compare policy features across providers, and find a premium that fits your budget.